If you are involved in a vehicle accident, then it is important that you take the right steps to ensure that you are safe and that your health is not at risk. Of course, accidents can vary in severity, so there may be some additional advice depending on the circumstances; however, make sure to follow these guidelines as you will find they work no matter what type of accident but also offer sound advice for any possible scenario.
Here Is What You Can Do:
Immediately Exit The Vehicle And Assess The Damage:
The very first thing you should always do in an accident is to check yourself for injuries. If there are other people involved, make sure that none of them need medical attention from you or from anyone else on the scene before leaving the vehicle.
There are many top causes of large truck accidents so, should there be a truck involved, ensure that no one is in danger from a fire or heavy object that may have come loose from any of the vehicles. Then, after assessing the situation and determining that there is no immediate danger, it's time to step outside and assess the damage.
Exchange Insurance Information:
Driving without insurance can get you into a lot of trouble, so it's important to let everyone on the scene know who is insured with what company if anyone is at fault.
If you do not have proof of auto insurance or if you are uninsured, then any costs from damages will be out-of-pocket for your own vehicle repairs! Also, ask everyone involved in the accident for their full names, phone numbers, and insurance information.
In most cases, they will give this to you willingly but make sure before leaving their side that they have provided someone else with contact information in case they are not able to do so themselves.
Record All License Plate Numbers, Make, And Model Of All Vehicles Involved:
To ensure that you have all of your facts straight, later on, record the license plate numbers of every vehicle involved in the accident as well as the make, model, and color. This will help if there is a dispute about fault or damage costs after it's over.
Call The Police:
If anyone is injured or has significant damage to any car involved in an accident, it is always best to call 911 for emergency services right away.
Otherwise, you can file a police report at a later time, but sticking around for law enforcement may prove useful depending on what occurred during or after the accident.
Exhaust All Other Resources Before Contacting An Insurance Company:
Once the scene has settled down, it's time to take care of business; specifically dealing with insurance companies. First of all, make sure that if anyone involved in the accident is injured or requires medical attention, they get it right away.
Now it's time to call up the insurance companies and report the accident. Again, be about who was at fault but make sure to avoid incriminating yourself or anyone else.
If you were indeed at fault, then it's important to figure out the details of how the accident occurred so that you can provide a fair and accurate story during your conversation with an insurance representative.