Family planning is the first step on a long journey of starting a family and raising children. Having the right conversations is just as important as organizing your finances and choosing a family home to live in. Here are some of the key conversations to have with your partner. 

Property Conversations 

Whether you are starting a family for the first time or expanding your current family, you need to think about the suitability of your property. Is your property large enough to support a family, and what is the location like? Is the location of the property suitable for their life and education? 

Talk to your partner about your current property or a location that would be more suitable for your family. If you decide that a new property is worth pursuing, research the locations carefully and consider the size of the house. Is there enough space and storage for a growing family? 

Financial Conversations 

Before you start a family or decide to have another child, it’s important to have a financial conversation to ensure you can support your family aspirations and maintain a suitable quality of life. Another child is a big commitment, and you need enough income and savings available. 

Expect a single child to cost somewhere between $4000 and $6000 every year until the age of eighteen, as well as savings to put aside for them. Additionally, you will have to cover prenatal expenses such as medical expenses, prenatal vitamins, hospital bills, and much more.    

Family Conversations 

If you are starting a family, it’s sensible and responsible to talk about how many children you want to have and where you want to live. At other times, the conversations might be different; you might be talking about whether you want to have any more children in your household. 

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Relationship Conversations 

Some couples decide to have children very early in their relationship, while others don’t have their first child for many years; whatever your family goals are, it’s important that you have a strong relationship and you are on the same page with important issues like where to settle. 

Both partners should be clear and aligned with certain issues, such as how many children you want, where you are going to live, and the quality of your relationship in general. It’s always better to raise children in a harmonious and supportive environment without any conflict. 

Future Conversations 

The future is always uncertain, nobody can predict what is around the corner, but despite this, you can still make effective plans for the future. Discuss the short, medium, and long-term family goals with your partner and agree to update each other if your minds change about anything. Find a suitable time and place to discuss important life issues, such as on a weekend walk.